Maryland New Licensing and Insurance Requirements for Security Guard Employers

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Maryland to Require Security Guard Licensing, Proof of Insurance

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Maryland has enforced new regulations, effective January 1, 2025, requiring businesses employing security guards or in-house loss prevention personnel to obtain proper licensing and provide proof of insurance. This initiative was implemented to standardize practices within the security industry and enhance public safety.

Licensing and Registration Mandates

Under Senate Bill 760 (2023), businesses or individuals employing one or more security guards or loss prevention staff were required to ensure these employees are licensed as security guards. Additionally, entities classified as “Security Guard Employers” were mandated to register online with the Maryland State Police Licensing Division. This registration process included the submission of proof of insurance coverage.

READ: 2024 Annual Guarding Report: Adapting to Evolving Security Challenges

Insurance Coverage Specifications

The legislation specified that security guard agencies or employers with five or more security personnel must maintain commercial general liability insurance. This policy had to include errors and omissions and completed operations, with a minimum total aggregate of $1,000,000. Employers with fewer than five security staff were required to hold a minimum aggregate of $500,000 in coverage.

Transition to Electronic Application Process

As part of the new regulations, the Maryland State Police Licensing Division transitioned to a fully electronic application system on January 1, 2025. All license applications are now required to be submitted and paid for online through the designated licensing portal, streamlining the process for applicants.

These measures reflect Maryland’s commitment to effectively regulating the security industry, ensuring that security personnel are properly licensed and insured to uphold safety standards across the state.

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